What is a NCBA?

If a person cannot afford or qualify for traditional  health insurance, a Non-Conventional Benefit Arrangement (NCBA)—or similar alternative health plans—might be an option. Here’s why you might consider it:

NCBA Memberships & Who Might Benefit Most?

Healthy but uninsured (can’t afford ACA plans)

Self-employed/gig workers (need low-cost options)

People with pre-existing conditions (who can’t get traditional coverage)

Religious individuals (health sharing ministries require shared beliefs)

DISCLAIMER:

An NCBA isn’t a perfect substitute for real health insurance, but for those who can’t afford or qualify for traditional coverage, it can provide some financial protection against medical costs